Investing on a Shoestring Budget: Make Your Money Work Harder


Far too many people never invest their money because they think they have too little. That’s almost always not the case. Investing doesn’t require you to be rich — or even close.

On the contrary, you can open a retail brokerage account with a small amount of money. Many people start investing with $500 and grow from there. As long as they have a reliable source to help them decide which stocks to buy now — and when to sell those stocks — they can grow their net worths.

As a stock market veteran and dedicated teacher, I’ve worked with thousands of people who made themselves into much richer investors, but started with a shoestring budget. The idea is to drill down on your budget, figure out what money you can shift into your investment account, and make it work.

The following are a few of the things I want you to know about investing on a shoestring budget and making your money work harder than it does sitting in your checking account.

What Is a Shoestring Budget?

I think everyone has a different idea of what a shoestring budget looks like. It depends on what you expect of yourself, your income, and your money management habits.

Maybe you live paycheck-to-paycheck, or perhaps you have a lot of debt. You might consider yourself to be living on a shoestring budget if you have slightly less than six months’ worth of living expenses in the bank.

It all depends. However, if you feel like you’re living on a shoestring budget, that’s all that matters. It’s all about your risk tolerance when it comes to saving and investing money.

What Does Investing Look Like in the Real World?


When people with no experience picture the stock market, they think of Apple, IBM, and Facebook. Those are huge stocks that cost tons of money to buy, but that’s not where to start investing when you don’t have much startup capital.

Instead, you begin with smaller companies. Using a publication like Money Calendar Alert, which helps you learn how to invest in the stock market, you can begin to figure out the ins and outs of investing while protecting your nest egg.

I use my publications to tell new and veteran investors alike which stocks to buy now and which to pass on. That way, they maximize rewards while minimizing risk.

We’ve been talking about the stock market — buying and selling shares of stock — but there are other ways to invest your money. Real estate, commodities, Forex, and venture funding are all investing opportunities. However, when you’re on a shoestring budget, they’re out of your league.

Focus on small stocks. Listen to my stock alerts. The more you learn about investing,  the more money you earn through the stock market, and the more flexibility you’ll have down the road.

For instance, if you have $500 in your investing account, you could buy five shares of a stock worth $100. However, using just $100 of your total balance, you could buy 20 shares of a stock that costs $5. Lower-priced stocks tend to have higher volatility, which means there are more chances to make money.

What’s the Difference Between Retail Investors and Wall Street Pros?

Here’s another common misconception I’d like to clear up. Some people believe you have to be a Wall Street pro to invest in the stock market. That’s simply not the case. Those men and women have turned the stock market into their careers. They have access to technology and resources that the rest of us don’t have.

Investing as a retail investor allows you to buy and sell stock without having a corner office on Wall Street. If you know which stocks to buy now, you can overcome any hurdles, even if you’re trading with a small account. Some of my subscribers occasionally trade with smaller accounts even when they have large net worths; they have multiple accounts at different brokerages so they can maximize their trades.

There is no difference between retail investors and Wall Street Pros. You can still buy and sell the same stocks. You’re just playing with a smaller pool of money.

How Do You Figure Out Which Stocks to Buy Now?

Here’s the touch question: which stocks should you buy and when? If you’re not experienced in investing, you might be tempted to throw your money at whatever company looks good to you. Resist the urge.

Instead, subscribe to publications like those at the Fast Fortune Club so you have access to verified information. Instead of poring over charts and getting cross-eyed as you try to understand financial reports, get trade alerts that allow you to turn your shoestring budget into a much larger pool of capital.

Investing takes time to learn, but no matter your stage in life, you’ll want to start earning returns as quickly as possible. That’s where I come in.

How Do You Stretch Your Money as Far as It Can Go?

When investing, you want to take a conservative approach and use only a small percentage of your trading account on each play. Let’s say you get an alert from me on which stocks to buy now. You jump into your brokerage account or call your broker. Make sure you’re investing conservatively.

That’s how you protect your cash. Even if you have a small budget, you can spread around the cash. If you lose on one play, it won’t cripple your account because you have other investments in play.

What Does Investing With Profits Mean?

You might have heard me talk about investing with profits before. It means that you use only your profits to continue trading shares of stock in the marketplace.

Let’s say you start with $500 in your trading account. You turn that $500 into $1,000 by following my trade alerts. Congratulations!

Now, you have two choices. You can leave that $1,000 in your trading account and keep investing or you can withdraw the original $500. Now, in terms of your checking or savings account, you’re whole. The money you invested came back to you, and now you’re just investing with profits.

The benefit of this strategy lies in your shoestring budget. You might struggle to cover your living expenses, but you want to make your money work harder. In addition to the salary you earn from your job, investing provides you with another income stream.

To be honest, it’s all psychological. Whether you take back your initial investment or keep it in play, you’re still working toward building your net worth. Nevertheless, many people feel more comfortable with investing when they know they’ve received back what they first put in.

What Can the Fast Fortune Club Do For You?

I’ve dedicated my professional life to not only trading in the stock market, but also to helping other people like you learn about investing. Whether you just follow my trade alerts or you learn how to spot patterns, catalysts, and fundamentals on your own, I can show you which stocks to buy now.

If you’ve read any Fast Fortune Club reviews, you know that I receive hundreds of grateful messages from my subscribers who have doubled or even tripled their investments quickly. Those messages make all the hard work worth the effort.

If you want to learn about investing even on a shoestring budget, I’m here to help.


Are you living on a shoestring budget? Do you want to make your money work harder so you can live the lifestyle you believe you deserve? Investing might provide the perfect solution.

My name is Tom Gentile, and I’ve worked with more than 300,000 traders to help them succeed in the stock market. It’s hard work, but it’s easier when you subscribe to a publication like mine. You know exactly which stocks to buy now and when to hold off.

Consider this my personal invitation to sign up for Weekly Money Call. It’s a fantastic publication that teaches you exactly when to invest, no matter how much capital you start with. You’ll learn which stocks to buy now and how to maximize your net worth. I hope you’ll join me.

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